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Passion insurance settlement services directly is introduced

Direct payment of insurance is a kind of value-added service provided by the hospital before insurance claims. In short, hospitals represent patients to provide the relevant claim information in accordance with the insurance company request and obtain the corresponding medical expenses paid by the insurance company. General speaking is that patients do not paid money on seeing a doctor and the hospital bill is paid directly by the insurance company! On the other hand, if the bill exceed the scope of the insurance company's compensation, insurance companies will still contact with the patient to pay the price difference.
When the insured go to the hospital which accept direct payment of insurance, their bills are able to settled directly within the insurance companies and hospitals instead of patients paying cash themselves. This system facilitates the efficiency of medical treatment of patients, time saving, inproves the quality of medical care, enhance patients’ experience. It is an important means for insurance company to pre-claim and one outstanding feature of high-end international medical health insurance.
Patients do not need to inform the insurance company in advance for the outpatient, emergency medical treatment, unless conducting the large-scale examination such as MRI (magnetic resonance imaging),,hospitalization, surgery or some special treatment, then insured need to contact their insurance company to acquire authorization before they recieve the treatment. In some cases, the insured need to bear a certain percentage of medical expenses (such as 10%) due to they are purchasing of less expensive health insurance product. Under the circumstances, in accordance with the terms of the patient's insurance possession, they will be required to pay a proportionate share of the cash medical expenses (such as 10%) when paying the hospital bill.

Many well-known insurance companies in our country have established a large network of direct payment insurance system, but it needs be noticed that the direct payment of hospital network is signed individually by insurance companies with different hospitals. Different insurance companies owned different direct payment of hospital list.